I strongly believe that Indians are very good in saving ratio because investors saving ratio of Indians are highest in the world, but when it comes to investment most of peoples fail because of lack of knowledge and proper advice for their future goals and future needs. While checking the available financial products in the market most of people park their money in traditional instruments like Bank FDs, Insurance Plan and Post office savings. There is also lack of investor’s education and awareness about Mutual Funds. Investor always try to look for good investment opportunity, which gives good
return, but at the same time people also check their investment should be safe and secure. I strongly believe that mutual funds are best available option in financial market and that can help a lot to investor to manage their wealth.